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  • Mortgage 101
  • Privacy Policy
  • The Charlotte Team
  • The Raleigh Team
  • The Triad Team

The Charlotte team

Financing Partner of True Homes

At More Life Mortgage, we know the mortgage process can be complicated and confusing. We are extremely excited to be partnering with our True Homes teammates to bring you a smooth home financing experience. Our team of experienced mortgage professionals is here to help make the process easy to understand!

Find Out More

Our Team

Ryan Estes

Camilla McCall

Camilla McCall

Senior Loan Officer

NMLS: 505435

(919) 244-3843

ryan@morelifemortgage.com

Apply Now!

Camilla McCall

Camilla McCall

Camilla McCall

Loan Officer

NMLS: 809983

(704) 777-6942

camilla@morelifemortgage.com

Apply Now!

Jay Foster

Camilla McCall

Jay Foster

Loan Officer

NMLS: 1266671

(704) 215-1272

jay@morelifemortgage.com

Apply Now!

Ty Norwood

Camilla McCall

Jay Foster

Loan Officer

NMLS: 69464

(704) 819-0827

ty@morelifemortgage.com

Apply Now!

Apply with Ryan Estes!

About Ryan

Originally from Indiana (Bloomington - Go Hoosiers), I have lived in the Carolinas since 1995. For 23 years, since 2002, I’ve been focused on program education, timely closings, and creating highly satisfied buyers. I am proud to be a Senior Loan Officer skilled in coaching and mentoring team members on building successful referral relationships.

Contact Me

Senior Loan Officer

NMLS: 505435

(919) 244-3843

ryan@morelifemortgage.com

Apply Today!

Apply with Camilla McCall!

About Camilla

I am from Sweden and proficient in Spanish, with over 20 years of experience in the banking and financial industry and over 10 years of experience as a Loan Officer. I have partnered with True Homes for most of those 10 years, assisting with financing scenarios that preferred lenders couldn’t accommodate. I’m known for problem-solving, clear communication, and helping clients navigate complex loan situations.

Contact Me

Loan Officer

NMLS: 809983

(704) 777-6942

camilla@morelifemortgage.com

Apply Today!

Apply with Jay Foster!

About Jay

I have lived in North Carolina my entire life, with the last 25 years being in or around Charlotte (currently living in Belmont). I’ve spent 25 years in Banking/Finance, with the last 14 in the Mortgage space, specifically partnering with fellow Loan Officer, Camilla McCall, for the last 10 years. I am knowledgeable in a wide range of products, finding solutions for customers, and providing options for customers to make the best possible decision for their needs.

Contact Me

Loan Officer

NMLS# 1266671

(704) 215-1272

jay@morelifemortgage.com

Apply Today!

Apply with Ty Norwood!

About Ty

A Charlotte native with over 23 years of experience as a mortgage loan officer, I’ve built my career on helping individuals and families navigate one of the most important financial decisions of their lives—homeownership. My deep roots in the community, combined with decades of industry knowledge, allow me to provide personalized guidance and trusted expertise to every client I serve.

Outside of work, I’m a passionate sports fan who proudly cheers for the Dallas Cowboys and the North Carolina Tar Heels. Family is at the center of everything I do, and I’m a proud parent to two amazing kids—a 30-year-old son and a 13-year-old daughter who keeps life exciting with her dedication to travel volleyball.

Whether I’m supporting her at tournaments or spending quality time together, I value every moment we share. Balancing a long-standing professional career with an active family life has shaped who I am—committed, dependable, and always ready to go the extra mile for both my clients and the people I love.

Contact Me

Loan Officer

NMLS# 69464

(704) 819-0827

ty@morelifemortgage.com

Apply Today!

Copyright © 2025 More Life Mortgage, LLC - All Rights Reserved.


Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. More Life Mortgage, LLC supports Equal Housing Opportunity | NMLS # 2748762, NC # B-230701, SC # 2748762 and NMLS # 2771052, SC # 2771052, NC # B-230701-101 | (www.nmlsconsumeraccess.org) | 980-375-6739 | 2627 Brekonridge Centre Drive, Monroe, NC 28110 and 421 Fayetteville Street, Suite 1100, Office #1136, Raleigh, NC 27601

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